
Fine’s Flowers: The Court Decision that Defined The Insurance Brokers Duty of Care
Learn how a 50 year old court decision defined the brokers duty or care and it’s importance today.
At ProForm, we walk beside Canadian insurance brokers each step of the way.
Our dedicated risk advisors provide tailored professional liability coverage and go beyond insurance to protect, educate, and advocate.
ProForm has been protecting Canadian Insurance Brokers since 2010. With decades of experience in Broking, Underwriting, Claims Adjusting and Educating, we are a talented and purpose-led team of professionals driven to elevate your business and your team.
We see all that insurance brokers do to safeguard their clients’ lives and livelihoods. Our job is to honour that work by walking alongside you on The Broker’s Path.
Our Errors & Omissions (E&O) coverage is built with Brokers in mind with high limits, broad protection, and valuable extensions. Costs in Addition and First Dollar Defense are available.
ProForm clients and their staff have exclusive access to CE-accredited courses focused on The Broker’s Duty of Care.
When your brokerage is facing a claim, we’re right there with relentless support from incident through to resolution.
Read our insights about our changing industry and how to protect your brokerage against existing and emerging risks.

Learn how a 50 year old court decision defined the brokers duty or care and it’s importance today.

Learn more about the Broker E&O claims trends in 2026 and the factors impacting broker claims.
When a broker’s client was looking to settle for $1,600,000 after a fire loss, we stepped in immediately. They had only received $22,000 in insurance proceeds. So, the case went to litigation.
After performing a quantum investigation, we found that our broker’s staff had spent several years renewing the client’s policy without conducting proper evaluations.
It was time to start mediation, we joined with our defense counsel and managed to settle the loss for only $160,000.
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